Prepaid phone Plan

Prepaid phone Plan
Prepaid phone plans is the easiest way to stay clear of phone bills, no need to stress out on phone debts. Prepaid plans ensures you pay upfront, this prevents the anxiety that accompanies living on credit. Staying within your budget is ideal for a stress free life, a lot of things can be avoided when you stay within your phone budgets. Prepaid phone plans underpin excellent budgeting, you know precisely how much you wish to spend on call cards and you recharge accordingly.

People who use prepaid plans avoid unproductive lengthy calls, they mostly engage in calls that wouldn't zap their recharge unnecessarily. Prepaid plans encourages discipline, you can recharge your kids phones and tell them how long you expect the call recharge to last, with time they will be disciplined enough to manage the recharge and ensure it last throughout the stipulated time.

Dynamism in prepaid offers makes it effective and affordable, a good number of companies offer interesting plans, the plans vary such that you would definitely find one that matches your budget. You can decide to use your prepaid call time as you like, because you have cleared the bills and it's all yours.

Phone requirements also help in determining if prepaid plan is the best, people who desire to use phones for very short durations, can completely rely on prepaid plans, because the required call time is limited.

• Shore up effective budgeting. • Encourages discipline. • No phone debt anxiety. • Clear charging rate. • Multiple plans are available.

• Limited call time. • You can stay for day without making calls when your call time is exhausted. • You must recharge.



Prepaid more flexible

With a prepaid plan, you pay first before you can use it so you'll know how much you can only use. This is really important since there are other scenarios where the users get shocked because they have used a lot of data they didn't even mean to use.

With a prepaid plan, you only have to pay for what you can.

Posted by airfightermax on 07-17-2017
gata montes

More Economical

Pre-paid is definitely the better option where I live as its way, way cheaper than having a post-paid contract and certainly is for me

Particularly as - because I hardly use my phone for anything other than making and receiving calls and then only when out and about or staying away from home and having a post-paid contract meant paying an unnecessary amount for a service that I barely used - as the standing charge for the privilege of having a post-paid contract was not just huge but had to be paid whether I made calls or not - switching to pre-paid several years ago was not a decision I regret - as it has for sure saved money and a fair amount too.

Posted by gata montes on 07-17-2017

Better for sure

I think that prepaid is always the best option, as for starters you try to be more cautious about your phone usage, and besides you are better able to keep track how much you are spending. I have always used prepaid plans.
Posted by sspi on 09-25-2017

I prefer pre-pay

I've used both, but right now pre-pay suits my lifestyle as I don't need to use it as often. When I did have a plan I was often left with lots of minutes to use up, and then sometimes I didn't use enough to warrant the monthly fee.

These days pre-pay can offer free texts, the only thing it doesn't offer is a good data package but if you can use other free wi-f where you are then it's a cheaper option.

Posted by Alexa on 07-17-2017
Jonathan Solomon

I can control what I spend

Don't get me wrong, running out of credit on your prepaid mobile phone can be quite annoying. However, I do favor the prepaid method rather than postpaid. For me, the less I have to deal with phone carriers, the better. By buying my credits ahead of time, I can consistently budget out what I'll actually use. Instead of having to deal with a dynamic charging rate and possibly acquiring debt over time.

On another note, I don't think one choice is better than the other. It depends on the individual's needs and how often they use their phone. Just find the mobile plan that works for you so you don't end up being capped, while at the same time using what you're being charged for.

Posted by Jonathan Solomon on 07-20-2017


I am currently on a postpaid plan but it's mostly because it's a family plan so I can't really switch. However, I used to have a prepaid plan that I really enjoyed because I would pay for my plan and then not have to worry about any additional charges after that. If you run out of minutes/data, you can pay to have more added, but you won't get any surprise charges at the end of the month which is nice.
Posted by lilac123 on 07-20-2017

The best option

I prefer prepaid phone plans because I like to have control over my financial expenses. This helps me to always have a more effective planning (and this is something very important to me).
Posted by WildSpirit on 07-17-2017

Prepaid phone Plan

I prefer the prepaid plan, since I do not use my phone's credit very often. So, I can recharge it whenever I need instead of paying monthly for something I do not use.
Posted by hermessantos on 07-18-2017

Save money

I had been using prepaid phone plan for many years. With prepaid amount, I could control my spending expenditure every month. I don't have to make phone calls every time I need to to contact someone. Phone calls are more expensive than sending text messages. Since WIFI is available in most public places and at home, I usually use Whatsapp to communicate with people. Hence, I could save a lot in a year.

Now, I load $30 amount into my cellphone which I could use for 6 months without reloading.

Posted by peachpurple on 07-17-2017

Only where I live

I much prefer prepaid where I live because like everything else, postpaid phone contracts here cost an arm and a leg. Most people here only ever have one if it's paid for by their employer. On that basis, I'd rather stick with prepaid because this way I have all control of my spending.

When I lived in the UK, both prepaid and postpaid were fantastic, but again I decided not to sign up for a contract. I instead took a roll-on-roll-off offer with a fixed £10 monthly fee. It was a fantastic offer that didn't tie me to a contract and for £10, I had limitless calls and texts.

I wish we had something similar here but business are so greedy here, it's unreal. But they are evidently also stupid because they make their services too niche as opposed to appealing to the masses and scaling up their businesses!

Posted by lushlala on 07-17-2017

Saving Money

I am on prepaid plan. And I am saving a lot of money. By using the prepaid mobile. I am saving a lot of money. As you can see it does not cost me any money on this at all. In fact if there is a good prepaid plan which has lot of calls options. I'd surely go for that plan. It seems to be working out for me.
Posted by overcast on 08-15-2017

Prepaid is decent here

Prepaid phone plans are actually more often used here in my country, as compared to postpaid plans. Because of this, my country offers great prepaid promos, like the unlimited internet for a fixed price, as well as unlimited texting to all networks, again for a fixed price. You just can't get a deal just as good a prepaid here.
Posted by arachnophobik on 07-17-2017

That's what I think

I like the prepaid phone plans because they are good and almost all the time I don't exceed it, I like it because it is good, but I am a person of PC over the phones, also the plans are cheaper than the postpaid plans.
Posted by BatmanWayne on 07-19-2017

Prepaid is better in my opinion

Prepaid is better in my opinion. You can always control your spend and budget ahead for what you want to spend. With postpaid plan, there is always the element of surprise and you wonder how you ended up with so much bill. Especially if you have a family with growing teenagers, prepaid plan would be the best option for the family.
Posted by joegirl on 07-18-2017

Freedom of Choice

For me nothing beats having total control of my finances. The trouble with post-paid plans is that they almost universally come with contracts that lock you into place, but which allow the service provider to change terms at their whim. Their whim is money, and you are the resource.
Posted by JaiGuru on 07-17-2017

Helps to cut airtime budgets

If you are on a Prepaid phone Plan, you would definitely monitor the amount of money your designate to such expenses and thereby decide on when to cut it off. This is really a good plan because it would probably make you being aware of any debt you are getting yourself into based on call tariff.

Postpaid phone plans can make you feel very comfortable and relaxed when making calls but it's when the time to pay the bills for such calls comes calling that is when you would know for certain that living on credit is one of bad decisions one would ever make.

It's better to be aware of how much you can afford to budget as your phone plan and decide on how to use it till you can cut out another fund for it than be in the dark of how much you are really spending until the bill is tabled for your notice which would definitely get you thinking how manage did you get to spend such amount on just phone calls.

Posted by Heatman on 09-20-2017


It's always better to pay for the things that you only used and not to pay the monthly fees if you don't use your plan that often. It's gonna be a waste of money for the things that you pay where you don't utilize the usage to the fullest. In the prepaid plan, you can control your usage and if you manage to use all of the credit, it's easy to reload it again. In the postpaid plan, whether you use your credit or not, you still need to pay for it.
Posted by ColdFlameChris on 11-13-2017


Postpaid phone plan

Postpaid phone plan
Postpaid phone plans are excellent, they can engage you above your present financial level, you don't have to runout of call time. Postpaid offers are ideal for callers who wish to pay at a later date, monthly, yearly or any other option. Futuristic phone payments is incredible as long as you ensure payments is made when due, the plan is appropriate for business establishments that make countless calls per day, the plan ensures they will never runout of call time.

Accepting postpaid phone plans has certain underlying factors, the phone companies setup these plans to encourage clients to make more calls, so many unnecessary calls are made over time. The charging rate of postpaid plans varies, some companies can come up with changes that makes it difficult to understand their charging rate, you can actually pay for more when you use postpaid plans.

The plan makes you less cautious of charges and call time, the knowledge of having unlimited call time can make you call more. Adequate payment plans should be made before going for postpaid plans, this will help in eliminating anxiety that comes with credit payments.

You can ensure your home will never runout of call time by going for postpaid phone plans, most companies offer grace period within which you are expected to clear your bills.

• Difficult to runout of call time. • You can make calls above your present financial level. • Supports business that makes countless daily calls. • Offers enough discussion time. • Can be renewed.

• Anxiety of phone debt. • Can exceed your budget. • Dynamic charging rate.



Save money

Doing postpaid is much better value for what you're paying because different phone companies set up really good phone plans. You can easily get packages where you get unlimited calls, tons of free internet and more.

I have been using the postpaid phone plans for at least 15+ years and I'd never go to the prepaid. It wouldn't be worth it.

Posted by Mehano on 04-15-2018

Better value

In our household, we have a post paid phone plan where each month we make the same monthly payment. We have a good deal and are grandfathered in at a good price for four lines, unlimited talk/text and shared 10gb of data.
Posted by simplym on 07-17-2017

Postpaid more convenient

Postpaid phone plan is more secure,beneficial and convenient for me.First,you dont have to worry about recharging your plan every month.By having a postpaid plan,you can never get into runnning out of credit.Also,such a plan will reward you or loyalty.For example,Vodafone offered me a decent phone almost for free,because I accumulated reduction points over time. You can get into trouble with paying extra fees whenever you overcome your minutes.A prepaid
Posted by DenisHero on 07-17-2017

Prepaid is all about recharging.

I prefer post paid because when I used a prepaid phone it seems my money would go away with the wind. There would always be another fee or something like that. Now with post paid I don't have to worry about running out of credits.
Posted by Marvadaum on 07-17-2017

Fix price for fix service

When it comes to budget, i'm more comfortable with fix amount so that i can plan my expenses and at the same time the services i have is constant. Post paid plans assures me that the service i have is worth the payment and i think it has served me well. Although there are some issues and problems along the way, there are always ways to clear things out.
Posted by fishbate on 04-15-2018


I prefer the prepaid phone plan. It does away with having a bill every month. There are prepaid packages you can buy that allows you to use your phone unlimited in calling, texting, and getting on the web for a month. They're much more convenient than a postpaid plan, where there can be hidden fees, and you can go over your budget, and you get that bill every month. It's possible that buying a prepaid phone card every month with unlimited everything could be equivalent to a monthly bill of a postpaid plan.
Posted by freebird37 on 07-16-2017
I used to have a prepaid phone plan but I would keep running out of time before running out of calls. I would purchase more time but it also came with more calls. Finally, I just quit because I do not make enough phone calls or texts where I would have used up all the calls. Now I have a contract and am perfectly happy with it.
Posted by morgoodie on 07-16-2017
Ever since we got our first cellphone, we were already on a postpaid arrangement. In those early years of the cellphone, there was no prepaid plans yet and what was offered was a variety of postpaid packages. We call it "phone line" that is similar to a landline subscription. And when the prepaid plans came to fore, it was surprising that the postpaid package that we got is even cheaper than the pre-paid which has a minimum of 10 pesos per day. Until now, our postpaid plan saves us around $2 per month in usage of text and calls because it has no minimum per day of use.
Posted by Corzhens on 07-17-2017
rose thornes
I used prepaid plan. I can save more since I'm not calling everytime. And there is also a promo that you can choose to have unlimited text and call plus surfing for days or weeks depending on your budget. Its more cheaper this way.
Posted by rose thornes on 07-17-2017
I had post paid plan. And in such case that plan was at good price. And it was not offering the features. And besides it was 2G plan. And there was no way to upgrade into the 4G card. I think that is the reason I had to let go of that plan. I tried to see if that can be done. But so far I have found that pre paid plans are lot better. And that's why I am switching to the prepaid plans. Hopefully that reduces my expenses.
Posted by overcast on 07-17-2017
Prepaid is better for me because you can handpick the services that you use the most. You can choose talk only or text only or net only. You can also set limits the the services that your using. Prepaid is also economical because your only paying the amount that your sure you'll use. Your not bounded to a contract to pay the same amount every month and use little of the service they provide.
Posted by Neiltarquin on 07-17-2017
Prepaid is better for me because you can handpick the services that you use the most. You can choose talk only or text only or net only. You can also set limits the the services that your using. Prepaid is also economical because your only paying the amount that your sure you'll use. Your not bounded to a contract to pay the same amount every month and use little of the service they provide.
Posted by Neiltarquin on 07-17-2017
Prepaid plan is the deal for me, it is what I have being using. Away from call plan I don't like debt so I don't take loan. And this is the more reason I do prefer prepaid plan I can't use postpaid. Because the idea of me paying at later time simply means taking loan of being in debt to network provider. No I don't like that, even on prepaid, my network provider offers me "borrow airtime" whenever I don't have call time on my line, but I don't us it.
Posted by Laiportal on 07-18-2017
I prefer the prepaid phone plan because it's more economical. My telco has prepaid loads that allow unlimited text to all networks as well as one hour tri-net call allowance for as low as $4 monthly load. The good thing is I don't even have to spend that amount to load up as I can choose to load or not load. Besides that, I already have a landline at home which is bundled with my internet plan. I wouldn't want to add mobile phone bills to my list of monthly bills.
Posted by chatbox on 07-28-2017
When I got my first cellular phone, I subscribed to prepaid plan. The reason why I chose the prepaid plan was becuase subscription for prepaid plan was cheap compared to post plan. However, years later I got a post paid phone. The call traffic on post paid was cheaper, therefore, I subscribed post paid phone. I believe if you want to be economical ypou need a prepaid phone, you can control your calls in prepaid phone.
Posted by vinaya on 08-08-2017
I was a prepaid card user before until I decided to have a postpaid plan phone. I never regretted it. With the postpaid plan, I don't have cut calls. I can also use the internet with it. I can send messages without fearing that I will run out of load. Since usually, the problem is the monthly bill, I only chose the plan I can afford and my usage runs around the plan. If ever I go overboard my plan, I pay it when the billing arrives.
Posted by SimplyD on 08-11-2017
I have postpaid phone plan and I thinks it is better than the prepaid phone plan just because you never ever get run out of call time and also you have unlimited messages you don't need to recharge. The worst thing it can happen to you having prepaid phone plan it is when you have an emergency and need to talk to someone but you got run out of call time.
Posted by pizzalover on 08-22-2017
I prefer prepaid plan,I don't want to die from anxiety because of debt.You might not have the money to run it effectively because if you didn't pay for the previous month,it might become a problem for you the coming month whereas for prepaid you are using according to your budget and the credit on the prepaid for me.
Posted by lovely on 09-01-2017
Using a prepaid plan has helped me save a lot on cellphone expenses as prepaid have great combos that fit my lifestyle. A combo load of $4, for instance, gives me 5 hours of calls to three networks and landline, unlimited text to the same network numbers, 1,000 text to other networks, and free access to FB all valid for 30 days. Can a postpaid plan beat that? With prepaid, I don't have to worry about exceeding my budget.
Posted by chatbox on 09-03-2017
I think I have gotten accustomed to using the prepaid plan as a method of recharging my sim cards for making calls and it has been what I like. I mean that it is okay for me in the sense that I can manage how I spend on calls and all other added expenses that come with it such as buying the data bundle.
Posted by Barida on 09-28-2017
Prepaid phone plan is the best. I will recommend that everyone including companies to go for prepaid phone plan to avoid unnecessary bills and debt all the time.
Posted by babyright on 10-01-2017
Usually I use my cell phone very little to make calls. When I need to use the internet on my cell phone, for example, I use my home wi-fi, because I'm always here, since I work at home. Since then, I prefer to opt for the prepaid model as it is more convenient for me. So I recharge my cell phone only when I really need it.
Posted by hermessantos on 01-31-2018