Square, the familiar and free little reader for any mobile device allowing the small business to take credit card payments fast and easily is a reliable and recognized service.

The free reader does not read the chip enabled cards, but the optional wireless reader does. The wireless reader costs $49 and is sleek and professional looking. There is another, cheaper, chip card reader option which is $29.

The fees for Square are very straight forward: 2.75% PER SWIPE, DIP, OR TAP 3.5% + 15¢ PER KEYED-IN TRANSACTION

If you've used Square before I'd love to hear about your experience in the comments, even if you don't vote for it.

Easy to use. Straight forward pricing. Sleek looking. Works with most mobile devices on the market. The website is easy to use and understand. Two chip card reader options!

Chip reader device not free. Takes about 2 weeks to get and enable your free chip reader.



Vote for square

Posted by Anonymous on 01-10-2017


PayPal Here

PayPal Here
PayPal is a standard for most every business, so in that sense it is certainly a trusted solution with a long track record. PayPal Here is the new kid on the block in this roundup though. The reader is certainly a little more old school looking, but certainly not void of features.

The chip card reader is $149 and the free reader does not read chip cards.

The processing fees are not straight-forward, but they are not unreasonable either.

The standard U.S. fees are as follows: 2.9% + $0.30 per transaction

More info about all the other fees can be found here

If you've used PayPal Here I'd love to hear about your experience in the comments below, regardless of your vote.

*From a trusted provider, PayPal.

Higher standard transaction fees. Old school look. *Chip card reader device is $149.




I've used PayPal for years now and love it. Loyalty being the main reason I'd use it over Square, not that square is bad. I know how to use PayPal and I trust their service.
Posted by Lop on 01-07-2017

Be a paypal member!

I am a huge fan of paypal. The way it handles everybody around the world is like I am more comfortable. Paypal almost offers everything they can. So you must have a trust in them. I use paypal a couple of months ago. So I can say that they are tested and proven.
Posted by blank629 on 10-17-2017

All the way

PayPal is the best there is when it comes to handling online transactions, either in buying commodities or receiving payments or even sending money, PayPal is way too better than any other platform.

I have used PayPal several times in carrying out my business dealings and it has never failed me one bit in giving me the best service for my money. Recently, I used PayPal to make a transaction of $200 and it's went just fine with no stress. I love PayPal better than any other online transactions site.

Posted by Heatman on 09-24-2017


I've been using PayPal for so long now and I'm sure that my money is safe and secure. I do all my transactions through PayPal. I use PayPal to receive my payment because I know that it's totally secure and no one can hack my account and it's a lot faster than any other method. This is truly a convenient for me.

This is the first time that I've heard Square and I don't think that it's more popular than PayPal so I'm not sure if I can use this to pretty much all the transaction that I do online.

Posted by ColdFlameChris on 12-05-2017


PayPal is 2.70% for physical transactions , the 2.9 + .30 is for invoicing via email. Per their website--> 2.7% per US card swipe. / 3.5% + $0.15 to key in cards. / 2.9% + $0.30 to invoice. /1% for cross-border transfers.. Square drops your $$ automatically to your checking account via ACH next day. PayPal you have to do it manually, and it is about 3 days ( or you have it immediately if you have a PayPal debit card). BOTH hold your $$ in a "pending" lock if you are too new and have not established yourself with them as a business. The all in one reader for PayPal seems a tiny more convenient than a mag reader and a chip/dip reader with Square. I have a PayPal account already, but not the readers for either yet.. They look like a draw to me.
Posted by Anonymous on 01-18-2017
I think the transaction costs per item in India for Papal seems to be lot higher for the amount. I think on that count the paypal is good option here. We don't have square and stripe are not yet reached India. So that being said, it'd be harder to make use of the software and the support for the sales. I think for this reason alone it'd be fair to say that paypal is going to be most used in that case.
Posted by overcast on 07-22-2017
I have never used Square, never heard of this. I use Paypal for monetary transactions, to receive payment and send payment. However, I don't know anything about paypal Here. However, I have a strong convitcion that Paypal here is better than Square. Just because paypal is a trusted payment service.
Posted by vinaya on 08-20-2017
I prefer Paypal here, never use square before though the description looks great, PayPal is very secure and I think the fees are not that bad compared to others.Since Paypal here is offered from the giant payment processor Paypal company then we are sure that the service would be great.
Posted by lovely on 01-07-2018
Paypal is the only online remittance center that I know. I was a customer ever since I started earning from my online work. And since I have no issues with Paypal except maybe for the difficulty in joining, perhaps I will stay with Paypal all the way. I said difficulty in joining because you need a credit card as a requirement for opening a Paypal account. That if something happens, Paypal can charge your credit card.
Posted by Corzhens on 02-07-2018